indiaatbest.com
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INTEREST RATES ON
HOUSING LOANS
| Finance Company |
Loan Period |
Less than 10,000 |
10,001 to 25,000 |
25,001 to 50,000 |
50,001 to 2 lakhs |
2+ lakhs to 5 lakhs |
5+ lakhs to 10 lakhs |
10+ lakhs to 15 lakhs |
15+ lakhs to 25 lakhs |
25+ lakhs to 30 lakhs |
30+ lakhs to 50 lakhs |
50 + lakhs to 1 crore |
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| Bob HF # |
upto15yrs |
12.25 |
12.25 |
12.25 |
13.25 |
13.25 |
13.25 ** |
15.00 |
15.00 |
- |
- |
- |
| Canfin Homes # |
5-15 yrs |
- |
13.50 |
13.50 |
13.50 |
13.50 |
14.50 |
14.50 |
14.50 |
- |
- |
- |
| CitiBank Home Loans |
upto15 yrs |
- |
- |
- |
- |
14.50 |
14.50 |
15.00 |
15.50 |
15.50 |
15.50 |
15.50 |
| Corpn Bank |
upto
15 yrs |
13.26 |
13.26 |
13.26 |
13.26 |
13.26 |
14.29 |
15.81 |
15.81 |
15.81 |
15.81 |
- |
| Dewan Housing # |
7-15yrs |
13.50 |
13.50 |
13.50 |
13.50 |
13.50 |
14.00 |
16.00 |
16.00 |
- |
- |
- |
| GIC Housing |
upto15yrs |
- |
13.50 |
13.50 |
13.50 |
13.50 |
14.00 |
15.00 |
15.00 |
15.00 |
- |
- |
| GIC Housing |
15-20yrs |
- |
13.75 |
13.75 |
13.75 |
13.75 |
14.25 |
15.25 |
15.25 |
15.25 |
- |
- |
| Gruh Finance # |
up to10 yrs |
- |
13.50 |
13.50 |
13.50 |
14.00* |
14.50 |
15.00 |
15.00 |
- |
- |
- |
| Gruh Finance |
10-15 yrs |
- |
14.50 |
14.50 |
14.50 |
15.00* |
15.50 |
16.00 |
16.00 |
- |
- |
- |
| Gruh Finance |
15-20yrs |
- |
15.50 |
15.50 |
15.50 |
16.00* |
16.50 |
17.00 |
17.00 |
- |
- |
- |
| HDFC Ltd (Resident Indians) # |
upto10 yrs |
12.50 |
13.50 |
13.50 |
13.50 |
13.50 |
13.50 |
14.50 |
14.50 |
14.50 |
14.50 |
- |
| HDFC Ltd (Resident Indians) # |
10-15yrs |
12.50 |
13.50 |
13.50 |
13.50 |
13.50 |
13.50 |
14.50 |
15.00 |
15.00 |
15.00 |
- |
| HDFC Ltd (Loans for
NRI’s) # |
upto5 yrs |
12.00 |
12.00 |
12.00 |
12.00 |
12.00 |
12.00 |
12.00 |
12.00 |
12.00 |
12.00 |
- |
| HDFC Ltd (Loans for
NRI’s) # |
5-7 yrs |
13.00 |
13.00 |
13.00 |
13.00 |
13.00 |
13.00 |
13.00 |
13.00 |
13.00 |
13.00 |
- |
Hometrust
HF # |
upto15 yrs |
13.50 |
13.50 |
13.50 |
13.50 |
14.00 ## |
14.50 |
15.00 |
15.00 |
15.00 |
- |
- |
| HSBS |
1-7 yrs |
- |
- |
- |
- |
16.00 |
16.00 |
16.00 |
16.00 |
16.00 |
16.00 |
16.00 |
| HSBS |
8-15yrs |
- |
- |
- |
- |
14.70 |
14.70 |
14.70 |
14.70 |
14.70 |
14.70 |
14.70 |
| ICICI # |
upto5yrs |
- |
12.00 |
12.00 |
12.00 |
12.00 |
12.00 |
12.00 |
12.00 |
12.00 |
12.00 |
12.00 |
| ICICI # |
5-15yrs |
- |
13.50 |
13.50 |
13.50 |
13.50 |
13.50 |
14.50 |
14.50 |
14.50 |
14.50 |
14.50 |
LIC
Housing # |
upto5yrs |
- |
12.00 |
13.50 |
13.50 |
13.50 |
13.50 |
14.50 |
15.00 |
15.00 |
15.00 |
- |
| LIC Housing # |
15-20yrs |
- |
12.50 |
14.00 |
14.00 |
14.00 |
14.00 |
15.50 |
15.50 |
15.50 |
15.50 |
– |
PNB
Housing |
upto20yrs |
12.24 |
12.24 |
12.24 |
12.24 |
13.77 |
13.77 |
13.77 |
13.77 |
13.77 |
13.77 |
- |
* Loan amounts of 3+ lakhs to 5
lakhs.
** from 5 lakhs to 8 lakhs interest rate is 13.25% & from 8 lakhs t0 10 lakhs interest
rate is 14.50%
# These banks use Annnual Reducing Balance for calculations. All other Banks use Monthly
Reducing Balance.
## from 2 lakh to 3 lakhs interest rate is 13.50% & from 3 lakhs to 5 lakhs interest
rate is 14.00%
This list is
indicative, not exhaustive.
Disclaimer:
Information deemed reliable but not guaranteed. All interest rates must be independently
verified with the HFCs/Banks. |
